Gracious Lord, I am trapped in a desperate predicament. I confess the recklessness that got me into these dire straits. Lord, I promise to spend more wisely in the future, with Your guidance. But now, I need Your miracle power to break out of this staggering debt. My heart trusts in You, for Your infinite love and faithfulness reaches to the clouds. With You, all things are possible. Calm my beating heart and show me the path I need to take. Amen.